hi,
I've received a check from my home insurance holder for a claim due to water damage on my home, the check was written to me, the adjuster and my mortgage company. Depositing a check is a seemingly straightforward task when it is written to just one person -- you. What can I do to cash it..
SunTrust's policy is to require both signatures and that your ex-fiance also be there to verify the signature.
,If the check stated "and" and it was deposited without the signatures of the other two parties, they can consider legal action to collect the portion that belongs to them.
,There was no wrongdoing on the bank's part here. I have never been contacted again and I get a bank statement every month saying I have 1800. We went to another branch, and they deposited it, but called us two hours later and said they couldn't accept the deposit and that I needed to come pick up the check. If you have someone who knows your account number, they will be able to deposit the check for you. By leaving the back of the check blank, and thus failing to endorse it, you automatically endorse the check with a restricted endorsement (similar to "For Deposit Only"). For non-customers, the fee is $8 for each cashed check. Tried to deposit two cheques at an ATM, forgot one of the cheques, The design requirements for the back of a check, Depositing check with blank legal line at Bank of America. Rather, legal action would be required to get back the money that belongs to you.
,My sisters and brother received a insurance damage check for a jointly owned property. I said I did not understand why cause last time I'm the only one that signed. Keep us tuned in if you can -- any resolution to your situation could help others in the same predicament.
,The problem with attorney's is most will DEFEND the "crook", I need a Prosecuting attorney. We each have longstanding accounts, we each have signature cards on file, money was going into one of two accounts
3. It's a holdover from an ancient banking practice (ten years ago?). I received a settlement check from my student loan company that was issued by Chase bank. Clearly Explained! User Generated Content Disclosure: These responses are not provided or commissioned by the bank advertiser. What are possible explanations for why Democratic states appear to have higher homeless rates per capita than Republican states? Can I change which outlet on a circuit has the GFCI reset switch? This is required to authenticate each payee's signature. I doubt I can get anyone from my mortgage company to show up at my local bank's branch..
Thanks,
Jon
I have that problem I have a stimulus check under my name and my wife and my wife is out of country I can not cash the check
,A check issued as : Mr. X / Mr. Y.. can either Mr. X or. You might have to just as the payer to rewrite the check. Your new bank should accept it just fine. Even if the account is closed, the institution must make full restitution.
,that's all bullshit I never see my tax filings or tax returns. Are they liable for the funds? (Complete Answer), What Is A Glow Party? I went to Chase bank today to cash it, and I was told by the clerk that the account holder for my check didnt allow the check to be cashed against the account, I could only deposit it. Almost all checks are processed electronically nowadays. They would place their signature under the order in which you paid. They say it's because of the amount. The procedure for getting your mortgage lender to release insurance proceeds varies depending on the lender. I do not have any accounts at chase bank. I looked at the card/signature and said "now we have a problem" then proceeded to show her the check, in which my signature was forged. Your new bank should accept it just fine. The wheels wont spin properly because they are too tight. Will she be entitled to get half that money back from the bank? Mobile Device is Lost or Stolen. The check is only good for 6 months and he doesnt get out till dec. Man these banks playing with peoples needed insurance funds
,I have a scenario where me and my boyfriend rented an apartment together and we had to put a deposit on it. How do I endorse a third party check Chase? I noticed that on the back of the check she stamped it and the stamp says Endorsement Cancelled, JPMorgan Chase Bank with a bunch of numbers underneath the statement. Banks don't want to be involved in your personal drama, nor do they want to be sued by one of the payees on an item, so of course they'll reduce risk by making absolutely certain the funds are being used as intended.
,I had an insurance check come for me I was waiting on a check from insurance so i deposited it. I've never had this problem before with cashing a check.
,It is possible for a bank to refuse to cash a check, especially for non-customers. They were supposed to keep the money for court costs my ex owed but i guess they ammended it. There may be a simple line or a box that reads: "Endorse Here.". Is Chase Bank going to be responsible for the money? It is important to write the name of the person you are signing the check for in the endorsement area under your signature. We got all endorsements, verified my wifes signature with her being present. Him? The only alternative would be to contact the payer (the person or entity that wrote the check) and request that another check be written with just one payees name or have it written in the John or Janeformat. I have filed a police report with my local police department nearly a year to date, and still have not received any investigation. This date can be tomorrow, next week, or even years from now. what if one of us had died? ), What Is A Chainsaw? How do I submit an offer to buy an expired domain? We may mention or include reviews of their products, at times, but it does not affect our recommendations, which are completely based on the research and work of our editorial team. I called the insurance company and got copies of the check. The Chase deposit limit for all customers used to be $2,000 daily limits and $5,000 with a 30-day roll, but Chase recently increased the limit so if you are using the chase QuickDeposit app the limits and now $10,000 daily and $25,000 in a ruling 30-day. The bank that endorsed the item on the way to the payor bank is notifying the world that they dont want their endorsement to be used against them if the check bounces later. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Pay the manager Citibank ?
,I just received a very small State refund check. If you have a credit card, check with your bank to see if you can use the card to make a deposit. Another option you could look into would be small claims court.
,Under the ambiguity rule, she could have deposited the check into her personal account.
Your case is a legal matter where you should speak with a lawyer to claim part of the funds that were paid to your ex-wife.
,Under the ambiguity rule, you should be able to deposit the check under your own account.
,At this point, the best course of action may be to seek legal advice on how you can reclaim the portion of the funds that belonged to you.
,Have you tried having the contractor go with you to your bank branch to deposit the check through a teller? Personal Finance & Money Stack Exchange is a question and answer site for people who want to be financially literate. The banks in the U.S., when I worked for one, had a stamp that says "Deposit Only To the Within Named Payee" for deposits only if the name on the front of the check matches to the name on the account it's going to.it's logical considering it's being deposited to the person the check is made out to. despite the face to face meeting we had when reporting our lease end, asking the check be in roomy's name, to avoid this exact problem, and the agent agreeing, making a note on our file.
who do we sue, the bank or the office? (Explanation Inside! what legal resources are there for me if any?
,what happens if the check says and or and one person cashes the check and the other payer has no idea the check existed and finds out later? How to Endorse a Check. He didn't sign my name but did e-deposit it and the bank took it.Do I go to the police and file a report? Essentially, if it isnt clear, it follows the same rule as if the check is written to John or Jane. Needless to say, she never paid us back and she packed up and moved out before her lease ended. I went to the bank for the last time and they decided to deposit it into my account and hold it for four days. I am in discussion with my loan company to see how we can change the process moving forward, but they have not demonstrated a willingness to change their protocols in the past.
,I received a check from a class action lawsuit and it's made out to me AND my ex husband..we split in 2009 & haven't had any contact since then, how can I cash it? a sizeable sum expires in a couple days. Watch your mouth.
,Of course it only applies to paper checks. I am so embarrassed by the whole ordeal and feel like they have wrongfully treated me with the run around and inconsistencies that are being said to me from different people in their department or different departments.
,Ok i just received a tax income for 2016 for state with my ex husbands name on it with mine. For example, a woman who filed a restraining order against her ex-husband receives a check payable to both herself and her ex. Other times would be just personal checks to two payees, but I would think that those situations are much more easily addressed with a rewritten check.
,Great article. MyBankTracker has partnered with CardRatings for our coverage of credit card products. The check payee line was her name and my name and are both different. signing a signature card or submitting an account application, or by using any of our deposit account services, you and anyone else identied as an owner of the account Whether you have a personal or business deposit account, this document is the basic agreement between you and us (JPMorgan Chase Bank, N.A. With no explanation why. While our articles may include or feature select companies, vendors, and products, our approach to compiling such is equitable and unbiased. Well my husband and I are over 60 years old now and he has misplaced his social security card so I am now having to request it through Social Security Administration. Is there anything I could do if I do mail it back and he keeps it all? Instead of our joint checking account with Union Bank and Trust. Thanks!
,what is the UCC rule on a two party check when 1 party is a person and the other party is a business?
,I tried to deposit a check into my personal account that was made out to me and my wife. What type of check did you think the article was talking about?" Is that what they're really doing? This site may be compensated through the bank advertiser Affiliate Program. If you are faced with this dilemma, see what hurdles you have to jump through and what you can do to properly deposit your money. You may be able to do this if your card is linked to your checking account, but you may have to pay a fee for doing so. I was able to fax them an authorization to clear the check, and all was well. Furthermore, all payees must go with you to your bank and present a government-issued ID. Make sure you understand the rules when you have a check written to you and another person. The issuer even countersign the check over the "/" portion.
,I got a check from a settlement and Thor is 4 other names on check from hospital and chiropractor and doctors office its my name then thirs made out with and not or no one will cash it and thoues on check can't be with me to cash it What do I do
,The bank shouldn't be liable. In the rare instance that you ever receive a check that is written out to you and another person, it can be a major headache to deposit the check if you dont share an account with this other person. what can that person whose name was also on the check do?
,Ok so apparently a Walmart employee at the Walmart were I purchased my money gram money order deposited the money order that was sold to me to there bank act mobile blank to Wells Fargo so wen I wrote the money order out to myself n tried to cash the money order it bounced in my act and I had to jump thru months of runaround from moneygram to get proff the money order wasn't cashed by me n the directed me bk to wells fargo I fussed with them because I thoygh they told me they didn't collect the funds and wen I went to wells fargo about it the banker told me it was cashed blank as a mobile deposit the day I purchased it n they told me to report it with Walmart now I feel the bank is responsible for this fraud because there was no signature no person name or address it was blank as a mobile deposit that is a big issue about them letting ppl get away with committing fraud with they bank because no other institution would cash a blank money order am I correct
,My husband is in jail and has been since may of 2020 our stimulus check was deposited in his account but it also has my name on the check as well as his the bank is refusing to return the check to the irs and won't give me access to the money even though it has my name on it as will is this legal it isn't a joint account are they allowed to keep the check
,Hello my wifes economic stimulus check was sent to our home address but shes incarcerated in another state and we dont have any accounts with her name on it .I guess the check is worthless and I cannot do anything with it.I have contacted everywhere I could to get a place to cash or deposit it and my own bank I have had for over 20 years will not touch it unless shes with me to deposite it or open an account iam at a loss of what to do .I even tried to get her name on my account and again she has to be physically there to do so.and they told me even if we had a joint account she still needs to be physically there .They told me it's a crime for me to sign a stimulus check because Gov checks cannot be signed over to anyone .I cant do online because I dont have any of her ids here with me If anyone can be of help please let me know my email address trish591238@gmail.com
,On a three payout check what happen if one payee refuse to sign unless he is pay his portion by other means?
,Just went to bank of America to deposit a check into my wife's checking account. Chase bank will not accept checks written out to other people into your account. How do I endorse a third party check Chase? How can I cash a check thats not in my name? What if I deposit a check into a Bank of America ATM but forget to endorse it with my signature on the back of the check? Then they backed down from joint account requirement. She is $2000 richer while he is the one who paid the mortgage for a year. Commercial Banking. Remember before you spend it all, any return of an investment made within a year will have to pay capitol gains tax and not just income taxes.
,Wife cashed a check solo that is written to both of us. In the event that the check goes through successfully, the second party can take legal action to retrieve the portion of the funds that belong to them.
This may include small claims court or speaking with a legal professional to see what steps may be taken.
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